Luxury Card MasterCard Titanium Card Credit Card Overview
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- This card weighs 22g. The heaviest credit card an average person can apply for.
- Earn 1x points on all purchases.
- These points can be redeemed for air tickets at a fixed rate of 2 cents/point, or for cash at a fixed rate of 1 cent/point.
- Mobile phone insurance: The annual limit is $1,000. The insurance covers theft and damage. Just use this card to pay for your mobile phone bill.
- No Foreign Transaction Fee (FTF).
shortcoming
- $195 annual fee, not waived for the first year. Annual fee for each additional card is $95.
- There is currently no sign-up bonus for this card.
Recommended application time
- Barclays places great emphasis on recent Hard Pulls and recommends applying when the number of Hard Pulls within 6 months is less than 6, although this is not a strict rule.
- It is recommended that you apply after having a credit history of more than one year.
Summarize
The rebate structure of this card is 2% return on all consumption (if used to exchange for air tickets). The advantage is that it is relatively brainless and you don’t need to spend time studying how to maximize the value. Citi Double Cash Similar (Citi Double Cash gives real cash back, no specific use required). The only advantage over Citi Double Cash is probably no foreign transaction fee, which alone is not worth the annual fee.If you are a serving member of the US military, Barclaycard can waive your annual fee.If you are a serving member of the US military or a wealthy person, you can still consider this card. Otherwise, there is no need to apply for it.
Related credit cards
- Luxury Card MasterCard Titanium Card
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- Luxury Card MasterCard Black Card
- Luxury Card MasterCard Gold Card
After applying
- Barclays can check the status of your application Click here.
- Barclays reconsideration backdoor number: 866-408-4064. Barclays will like to ask you various questions in detail, so you must be confident about your personal situation and credit report. In addition, their reconsideration is likely to hard pull again, but they will also inform you in advance, so you can use your own discretion.
Sign-up bonus trend chart
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