The Hilton Honors American Express Surpass Card Hilton Hotel Credit Card Overview
[Updated 2024.9] The new sign-up bonus is 165k. Expiration date 2025/01/08.
[Updated 2024.8] The sign-up bonus has been reduced. It seems that the maximum bonus you can get in stealth mode is 150k.
【2024.5 Update 2】The new sign-up bonus is 130k+1FN. Deadline: 2024/07/31.
Application Link
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- 165k sign-up bonus: Earn 165,000 Hilton Honors Points after spending $$3,000 or more within 6 months from account opening.The highest sign-up bonus recently is 150k+$150 or 150k+50k.
- Hilton Honors Points are worth about 0.4 cents/point (Hotel Points Valuation). Points required to redeem hotels of different levels:Hilton Rewards Redemption ChartTherefore, the 170k sign-up bonus is worth about $680.
- You can earn 12x points when staying at Hilton hotels, 6x points on dining, grocery stores, and gas, 4x points on online shopping (US Online Retail Purchases), and 3x points on other purchases.
- Free gift for holders of this card Hilton Gold Members, spend $40,000 or more per calendar year to receive Hilton Diamond member.
- Every calendar year, you can enjoy 1 Free Night (FN) when you spend $15,000 or more.
- 【New】$200 Hilton hotel reimbursement per year, $50 per quarter. Note that this reimbursement is different from the resort reimbursement of the Aspire card. Any Hilton hotel under this card is counted!
10 per year Priority Pass Select (PPS) This voucher can be used by both the cardholder and the guest, and there are 10 vouchers in total per year.【Update: No longer available since 2023/10/19】- This card can be used AmEx OfferThere are often some good merchant discounts, such as Walmart $15 return $5, such as Amazon $75 return $25.
- This card can Refer a friend: If you recommend this card to a friend and they apply successfully, you can earn 20k Hilton points for each successful application, up to a maximum of 80k/calendar year.
- No Foreign Transaction Fee (FTF).
shortcoming
- 【New】Annual fee is $150, and the first year annual fee is not waived. (The annual fee before 2023/10/19 is $95.)
Recommended application time
- Please note that AmEx’s sign-up bonus policy is: if you have or have had a card before, you will not be able to get this card’s sign-up bonus. So if you want to squeeze out the value and get both the sign-up bonus and the upgrade bonus, you must first open a card and get the sign-up bonus, then go for the upgrade/downgrade.
- You can only get the sign-up bonus once in a lifetime, so be sure to wait until the highest offer in history appears before applying!
- When you apply for a card, AmEx may pop up a window to inform you that you cannot get the sign-up bonus for this card because you have a bad relationship with AmEx. In this case, just use your existing AmEx card more often and try not to close it. It may be possible to wait for a while. For details, see "AmEx pop-up analysis》.
- AmEx is not sensitive to the number of Hard Pulls.
- You can apply if you have a credit history of more than six months.
- A maximum of 2 credit cards can be approved within 90 days. Charge cards are not subject to this rule. Cards approved on the same day will have their Hard Pulls combined.
- You can hold up to 5 AmEx credit cards at the same time, but charge cards are not subject to this rule.
Summarize
The sign-up bonus is good and worth applying for. If you have enough spending power, it is also a good choice to spend $15k on this card. You can get 3x Hilton points by spending the card, which is about 1.2% in return rate. In addition, the 1 Weekend Free Night after spending the card is calculated based on the value of $250, which is about 1.7% in additional return rate. The total return rate of spending the card is about 2.9%.
Related credit cards
- AmEx Hilton
- AmEx Hilton Surpass (this article)
- AmEx Hilton Aspire
- AmEx Hilton Business
Best downgrade option
After applying
- AmEx application status check Click here.
- AmEx reconsideration backdoor number: 877-399-3083. American Express actually protects its real backdoor very well. Generally speaking, when you call it, the customer service there will help you submit various requests. Unlike Chase, you cannot directly contact the person with decision-making power.
Sign-up bonus trend chart
Note: There was a 130k+1FN sign-up bonus in 2019, and the FN part is not shown in the figure. The second half of the 150k+50k bonus has a slightly higher spending requirement, so it is not included.