The Hilton Honors American Express Card Hilton Hotel Credit Card Overview

[2024.9 Update] 100k sign-up bonus is back. Ends on 2025/01/08.

[Updated 2024.8] The sign-up bonus has been reduced. It seems that the highest bonus you can get in stealth mode is 95k.

【2024.5 Update 2】The new sign-up bonus is 70k+1FN. Deadline: 2024/07/31.

Application Link

• AmEx Hilton

feature

1. 100k sign-up bonus: Earn 100,000 Hilton Honors Points after spending $$2,000 or more within 6 months from account opening.The highest sign-up bonus recently is 100k+50k.
2. Hilton Honors Points are worth about 0.4 cents/point (Hotel Points Valuation), points required to redeem hotels of different levels:Hilton Rewards Redemption ChartTherefore, the 100k sign-up bonus is worth about $400.
3. You can earn 7x points when staying at Hilton hotels, 5x points on dining, grocery stores, and gas, and 3x points on other purchases.
4. Free gift for holders of this card Hilton Silver Members, spend $20,000 or more every calendar year to receive Hilton Gold member.
5. No annual fee! This is quite rare among hotel cards.
6. This card can be used AmEx OfferThere are often some good merchant discounts, such as Walmart $15 return $5, such as Amazon $75 return $25.
7. This card can Refer a friend: If you recommend this card to a friend and they apply successfully, you can earn 20k Hilton points for each successful application, up to a maximum of 80k/calendar year.
8. No Foreign Transaction Fee (FTF).

shortcoming

1. The 5x category is limited to the United States.

Recommended application time

1. Please note that AmEx’s sign-up bonus policy is: if you have or have had a card before, you will not be able to get this card’s sign-up bonus. So if you want to squeeze out the value and get both the sign-up bonus and the upgrade bonus, you must first open a card and get the sign-up bonus, then go for the upgrade/downgrade.
2. You can only get the sign-up bonus once in a lifetime, so be sure to wait until the highest offer in history appears before applying!
3. When you apply for a card, AmEx may pop up a window to inform you that you cannot get the sign-up bonus for this card because you have a bad relationship with AmEx. In this case, just use your existing AmEx card more often and try not to close it. It may be possible to wait for a while. For details, see "AmEx pop-up analysis》.
4. AmEx is not sensitive to the number of Hard Pulls.
5. You can apply if you have a credit history of more than six months.
6. A maximum of 2 credit cards can be approved within 90 days. Charge cards are not subject to this rule. Cards approved on the same day will have their Hard Pulls combined.
7. You can hold up to 5 AmEx credit cards at the same time, but charge cards are not subject to this rule.

Summarize

The sign-up bonus is good and worth applying for. Since there is no annual fee, it is also suitable as a downgrade option and can be kept forever. You can also wait patiently to see if there is any Upgrade offer.

Related credit cards

• AmEx Hilton (this article)
• AmEx Hilton Surpass
• AmEx Hilton Aspire
• AmEx Hilton Business

After applying

• AmEx application status check Click here.
• AmEx reconsideration backdoor number: 877-399-3083. American Express actually protects its real backdoor very well. Generally speaking, when you call it, the customer service there will help you submit various requests. Unlike Chase, you cannot directly contact the person with decision-making power.

Sign-up bonus trend chart

Application Link

• AmEx Hilton