AARP® Travel Rewards Mastercard® from Barclays Credit Card Overview
Application Link
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- $100 Sign-up Reward: Get $100 after spending $500 or more within 3 months of opening the card.
- 3% cash back on air tickets, hotels and car rentals, 2% cash back on meals, and 1% cash back on other consumption.
- No Foreign Transaction Fee (FTF).
- No annual fee.
Precautions
- AARP means American Association of Retired Persons. When a young man uses the credit card of a retired persons club, he should be prepared to face strange looks.
- According to current information, this card can be registered at will without becoming a member of AARP. Just leave the AARP Membership Number field blank when applying.
Recommended application time
- Barclays places great emphasis on recent Hard Pulls and recommends applying when the number of Hard Pulls within 6 months is less than 6, although this is not a strict rule.
- [6/24 rule] Similar to Chase’s 5/24 rule, Barclays will also reject you if you have 6 or more new accounts within 24 months. However, unlike Chase, Barclays’ rule is not strictly enforced and there are often counter-examples.
- It is recommended that you apply after having a credit history of more than one year.
- Theoretically, only Permanent Residents (green card holders or citizens) can apply for Barclays credit cards. The screenshot below is from the application details. In fact, the bank does not really verify whether you are a green card holder or citizen. Non-green card holders can also apply, but at their own risk.
Summarize
beforeAARP co-branded card is from Chase, now Barclays bought it. Barclays is a strange bank. They have launched a lot of credit cards but they are generally unattractive. This AARP co-branded card is not worth applying for. I don't know what they are thinking. I will consider applying for it when the sign-up bonus is higher.
Related credit cards
- Barclays AARP Essential
- Barclays AARP Travel (this article)
After applying
- Barclays can check the status of your application Click here.
- Barclays reconsideration backdoor number: 866-408-4064. Barclays will like to ask you various questions in detail, so you must be confident about your personal situation and credit report. In addition, their reconsideration is likely to hard pull again, but they will also inform you in advance, so you can use your own discretion.
Sign-up bonus trend chart
Application Link
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