BoA Free Spirit Travel More World Elite MasterCard Credit Card Overview
[Updated 2023.7] The current sign-up bonus is 50k + $100 companion voucher.
Application Link
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- 50k sign-up bonus: Earn 50,000 Spirit miles after spending $1,000 within 90 days of account opening. Also receive a $100 Companion Voucher.The recent sign-up bonus is 60k.
- The Spirit miles earned on this card are worth about 0.4 cents/mile. Therefore, the sign-up bonus of 35k+$100 is worth about $240.
- You can get 3x points back on Spirit Airlines purchases, 2x points back on Dining & Grocery purchases, and 1x points back on all other purchases.
- Every year (Card Membership Year), you can get a $100 Companion Voucher after spending $5000
- Had priority boarding on Spirit (Group 2).
- 25% discount on food and beverages on board (must pay with this card).
- No Foreign Transaction Fee (FTF).
shortcoming
- Annual fee is $79, waived for the first year.
Spirit Miles Overview
- Spirit does not participate in airline alliances, has no partners, and its miles can only be redeemed for its own flights.
- Spirit miles are valid for 1 year and can be extended if there are activities. Points do not expire for co-branded cardholders during the period of holding the card.
- During the off-season, the redemption value of Spirit miles is about 0.1~0.2 cents/point; during the off-season, the redemption value can reach about 1 cent/point for a one-way ticket of 2,500 miles or more. Pay attention to the "2,500 miles minimum" that is heavily promoted on the official website. If you actually check the price of such a route directly, it is actually very cheap...
- Spirit is a well-known low-cost airline that charges a lot of fees. It is possible that you will be cheated in various unexpected ways. Please make sure to check its various fees before flying.
Recommended application time
- It is recommended that you apply after having a credit history of more than one year.
- You can hold multiple BoA credit cards at the same time. The interval between applications for the same card must be 90 days, otherwise the application will be automatically cancelled.
- 【New】【2/3/4 Rule】A maximum of 2 BoA cards can be approved within 2 months; a maximum of 3 BoA cards can be approved within 12 months; a maximum of 4 BoA cards can be approved within 24 months. Currently, BoA’s IT system is still quite poor, so this rule may not reject you at the beginning, but it is possible that your application is approved at first, and then a few days later, you find that the card is closed because it is “approved in error”.
Theoretically, BoA’s credit card is only valid for US persons (seeIdentification of tax filing status》) can apply online. If you are a Non-Resident Alien (NRA), you need to call or go to the local branch to apply. In fact, the bank will not really verify whether you are a US Person. NRA online applications can also be approved, but at your own risk.
Summarize
Spirit is a budget airline with not very good service quality, and people generally have very negative comments about it. Its miles can only be exchanged for its own flights, unlike UA AA DL and other miles that can be exchanged for many good partner airlines. It's okay to fly this airline occasionally for the sake of cheapness, as long as you check the various charges and be careful to avoid them; but there is really no need to save its miles. You may see this card being promoted inside the plane when you are on a Spirit flight, so just don't apply for it.
After applying
- BoA application status query can Click here.
- BoA reconsideration backdoor number: 877-383-0120 or 866-811-4108. It seems that BoA's phone number keeps changing... If the number is disconnected, please let us know immediately. BoA can directly contact the person who has the decision-making power.
Sign-up bonus trend chart
