BoA Air France KLM World Elite Mastercard Credit Card Overview
[Updated 2024.9] The new sign-up bonus is 70k. dummy booking If you have a 60k+$150 sign-up bonus, you can see it. FM.
[2024.3 Update] The 70k+$100 sign-up bonus is back, HT: DoCAmong them, +$100 can be seen by doing dummy booking, but we have already extracted the direct link.
[2023.4 Update] The 70k+$100 sign-up bonus is back, HT: DoCAmong them, +$100 can be seen by doing dummy booking, but we have already extracted the direct link.
Application Link
feature
- 70k+100XP sign-up bonus: Earn 70,000 FlyingBlue miles and 100XP (for Air France membership) after spending $3,000 or more within 3 months of account opening.The highest sign-up bonus recently is 70k+$100.
- FlyingBlue is worth about 1.2 cents/mile (Airline Miles Valuation), so its 70k highest sign-up bonus is worth about $840.
- You will get 60 XP (Experience Points) after opening the card. You will get 40 XP if you spend $2,000 within 3 months of opening the card, so you can get 100 XP in total. XP points are used to calculate the FlyingBlue membership level. The lowest level silver card requires 100 XP, gold card 180 XP, and platinum 300 XP. You will get 20 XP after paying the annual fee every year. If you spend more than $15k in the previous year, you can get another 40 XP.
- 3x miles for purchases on Air France/KLM and SkyTeam member airlines, 1.5x miles for other purchases.
- Every year (Membership Year), you can earn 5,000 miles after paying the annual fee if you spend $50 or more.
- Air France/KLM belongs to SkyTeam, and miles can be redeemed for tickets of China Southern Airlines, China Eastern Airlines, Delta Airlines, etc. It is sometimes more cost-effective to redeem domestic tickets of ST members such as China Eastern Airlines and China Southern Airlines, and it is also good to redeem North America-Hawaii. When there are Promo Awards discounts, you can also find good mileage tickets to Paris and Amsterdam, but there are not many highlights other than that.
- No Foreign Transaction Fee (FTF).
shortcoming
- Annual fee is $89, and the first year annual fee is not waived.
Recommended application time
- It is recommended that you apply after having a credit history of more than one year.
- You can hold multiple BoA credit cards at the same time. The interval between applications for the same card must be 90 days, otherwise the application will be automatically cancelled.
- 【New】【2/3/4 Rule】A maximum of 2 BoA cards can be approved within 2 months; a maximum of 3 BoA cards can be approved within 12 months; a maximum of 4 BoA cards can be approved within 24 months. Currently, BoA’s IT system is still quite poor, so this rule may not reject you at the beginning, but it is possible that your application is approved at first, and then a few days later, you find that the card is closed because it is “approved in error”.
- Theoretically, BoA’s credit card is only valid for US persons (seeIdentification of tax filing status》) can apply online. If you are a Non-Resident Alien (NRA), you need to call or go to the local branch to apply. In fact, the bank will not really verify whether you are a US Person. NRA online applications can also be approved, but at your own risk.
Summarize
The sign-up bonus is OK if you can use the FlyingBlue miles. But in fact, FlyingBlue miles can be obtained from MR/UR/TYP/Marriott, so they are not very scarce. It doesn’t mean much to give 5k miles for a casual purchase every year. The XP points given are still useful for upgrading levels, especially considering that only Air France’s senior members (at least gold card) can redeem first class seats, so those who want to upgrade to gold card can use the 60 XP you get when you sign up to help you reduce the difficulty (you still need 120 XP to get to gold card). In short, if you don’t want to upgrade to Air France-KLM membership, this card is not very attractive.
After applying
- BoA application status query can Click here.
- BoA reconsideration backdoor number: 877-383-0120 or 866-811-4108. It seems that BoA's phone number keeps changing... If the number is disconnected, please let us know immediately. BoA can directly contact the person who has the decision-making power.
Sign-up bonus trend chart
