American Express Centurion Card American Express Centurion Card (Black Card) Introduction

American Express Centurion Card 美国运通百夫长卡 (黑卡) 简介

American Express Centurion Card American Express Centurion Card (Black Card) Introduction

[2022.4 Update]Yesterday's article The comments are very enthusiastic and it seems that many people are interested in the black card, so I have comprehensively updated the formal introduction to the black card.

Application Link

  • This card does not accept applications, but is only issued by invitation to those who are deemed suitable by American Express.

How to get a black card invitation

The necessary steps are to first have another AmEx card (not necessarily an AmEx Platinum card) and spend a lot of money on it. There are different opinions on how much money is required to qualify for an invitation.Some people say The personal version of the black card can be swiped with $250k, and the commercial version of the black card can be swiped with $400k. Some people say The threshold is $350k for personal black card and $450k for business black card. But please note that this amount requirement is also related to the merchant you use the card. I know some friends who use Amazon, BestBuy and other merchants to spend millions of dollars a year but are not eligible for black card invitation. They may need to use some high-end stores and luxury goods to qualify.

If you swipe your card a lot, you can try to use the following link to request an invitation, but they will probably ignore you:

cost

  1. Registration fee is $10,000.
  2. Annual fee is $5,000.
  3. The annual fee for each additional card is also $5,000.

feature

  1. There is no pre-set credit limit and the amount you can get is very large. It is said to be the only credit card in the world that can be used to buy airplane tickets. There was once a news report that a big shot bought paintings worth hundreds of millions of yuan using the American Express Black Card.
  2. According to actual users, the biggest significance of applying for the American Express Black Card is its Centurion Concierge. Centurion Concierge is like having a team dedicated to your travel services. They can help you with things including but not limited to: booking Michelin restaurants that are very difficult to book, helping you get hiking permits for popular attractions that are hard to get, helping you invite singers to birthday parties, arranging helicopters to pick you up in emergencies, etc. Of course, you still need to pay for these things yourself, but Centurion Concierge can help you save time or help you do things that you can't do on your own.
  3. Point earning ability: 1.5x Membership Rewards (MR) points for purchases over $5k, 1x MR points for other purchases. It can be seen that the ability to earn points by using black cards is very average, and people who hold and use black cards probably don't care about earning points at all.
  4. If you redeem MR points through AmEx travel to buy air tickets with the business version of the black card, you can get 50% MR points back. I want to emphasize that the personal version of the black card does not have this benefit. Originally, the fixed value of exchanging MR points directly on AmEx travel to buy air tickets was 1.0 cents/point. After 50% back, the usage value becomes a fixed value of 2.0 cents/point! There is no upper limit to the redemption. Therefore, using the business black card to redeem MR points is a very good way. Everyone should try to swipe the card more and accumulate more points to get a business black card! It is worth mentioning that AmEx Business Platinum A similar benefit is 35% back, which is equivalent to 1.54 cents/point.
  5. Saks credit: $250 per quarter, a total of $1,000 per year. Similar to AmEx Platinum Give $50 Saks credit every six months.
  6. Made of titanium alloy, feels great.Weight 17g.

Hotel/Airline/Car Rental Membership Benefits

Black card holders are given some hotel/airline/car rental membership benefits, as follows:

Airport benefits

  • Centurion International Arrival Services. Someone will greet you when you get off the plane and you can go through customs more quickly.
  • Centurion Lounges. Actually holds AmEx Platinum They also have this benefit, but black card users have an exclusive area in the Centurion Lounges that is less crowded.
  • Priority Pass Select (PPS). In fact, almost any of the many high-end credit cards have this benefit.
  • The Private Suite at LAX.
  • International Airline ProgramIn fact, holding AmEx Platinum There is also this benefit, but the black card can waive one fee.
  • Global Entry or TSA PreCheck reimbursement. In fact, almost any of the many high-end cards have this benefit.
  • CLEAR Membership reimbursement. AmEx Green There is also this benefit.
  • Baggage Delay CompensationMany cards also have this benefit.

Other Benefits

  • Some cruises have discounts.
  • Some events can receive invitations.

Summarize

The American Express Black Card is the king of credit cards! This legendary card is a symbol of top status! If you receive an invitation, you can apply for it without hesitation... If you don't receive an invitation, don't feel bad, you can buy it on Taobao for about ￥50 (the same card, with the information printed on it customized, of course it can't be swiped)...

Okay, no more jokes. I personally think there are two main types of people who are suitable for the Black Card: one is those who are truly worthy of the Black Card and can really use the soft benefits such as Centurion Concierge; the other is those who have accumulated a large number of MR points and can cash in the MR points at a fixed rate of 2.0 cents/point through the Business Black Card.

Application Link

  • This card does not accept applications, but is only issued by invitation to those who are deemed suitable by American Express.
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Posted to: AmEx Credit Cards
2024-10-31
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